Business Solutions
Business Checking Account
This account provides an earnings credit based on the collected monthly balance and can offset the monthly maintenance fee of $15.00. A $2,500 minimum balance will waive the $15.00 fee. An opening deposit of $1,000 is required. The maximum number of transactions monthly is 100 checks, deposits and items deposited. The excess transaction fee is .40 per item over 100 per month.
Business Money Market Account
This account pays interest and allows for 3 checks per statement cycle. There is a $2,500 minimum opening balance. If the account balance drops below $2,500 during the statement cycle, a $10.00 fee will apply.
Certificates of Deposit
A safe way to invest excess funds. Certificates can be established for periods of 7 days to 5 years. The minimum deposit is $1,000.00. Early withdrawal penalties apply and are based upon the term of the certificate. Interest can be deposited into any Desert Community Bank account or compounded monthly. The election of the deposit option will reduce your APY on your certificate.
Business Credit Services, subject to application and credit approval
Commercial Loans
Commercial Real Estate Loans
Commercial Property Construction Loans
Revolving Lines of Credit
Forms
- Business Credit Application
- Business Check Card Application
- Business Checking Account Documentation
- Personal Financial Statement
- Consumer Credit Application
- Affidavit of Forgery, Alteration, or Missing Signature
- Change of Address
- Wire Transfer Agreement
- Wire Transfer
- New Account Worksheet
- Release
- Check Printing Spec Sheet
- Stop Payment Request Form
- Line of Credit Drawdown Request
- Transfer Between Accounts Request
